Financing Through Wells Fargo
Apply online, directly with the bank
Start with the installed price from our team. When you're ready to finance, continue to Wells Fargo's secure application. Wells Fargo provides the terms and makes the credit decision.
The application opens on Wells Fargo's website in a new tab. East Texas Hot Tub Company does not collect or decide credit applications.
Featured option
0% APR for 72 months
Equal monthly payments, with approved credit. ETHT requires a 10% deposit on financed orders.
Prefer a shorter term? Verified 0% and reduced-rate options are available too.
Compare current optionsSimple Process
How It Works
Get the installed price
Choose the product with our team so you know the complete price and what is included.
Apply with Wells Fargo
Continue to Wells Fargo's secure website and review the application and current account terms.
Finish the purchase
Wells Fargo provides the credit decision. ETHT confirms your deposit, order, delivery, and setup.
One Secure Application
Financing through Wells Fargo
Wells Fargo Outdoor Solutions is ETHT's financing partner. The bank hosts the application, provides the account terms, and makes the credit decision.
Wells Fargo Outdoor Solutions
Secure online application
Complete the credit application directly on Wells Fargo's website. Wells Fargo provides the current account terms and makes the credit decision.
- Your sensitive application information stays on Wells Fargo's site
- Current credit terms are provided by Wells Fargo
- ETHT helps with product pricing and the purchase process
Opens Wells Fargo's secure website in a new tab. East Texas Hot Tub Company is a participating dealer, not a lender.
More Than One Way to Finance
Choose the term that fits your purchase
ETHT's Wells Fargo program currently includes the following verified equal-payment options. All are subject to approved credit and current program availability.
0% APR
Equal payments
24, 36, 48, 60, or 72 months
Pick a shorter payoff period or use the featured 72-month option. The selected promotional balance is paid in full through equal monthly payments during the special-terms period.
Reduced APR
Equal payments
3.99% or 4.99% APR for 60 months
These provide another term and payment structure when the longest 0% promotion is not the right fit. Ask our team which option applies before the transaction is processed.
ETHT separately requires a 10% deposit on financed orders. Wells Fargo provides the credit decision and approved account terms; ETHT confirms the promotional plan used for the purchase.
Current disclosures
These terms were generated from Wells Fargo's dealer Payment Estimator on July 25, 2026. Offers may change, so review the terms Wells Fargo provides and ask ETHT to confirm the plan before purchase.
0% APR equal-payment plans
The Wells Fargo Outdoor Solutions credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms for 24, 36, 48, 60, or 72 months apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for the purchase will be the amount that pays the purchase in full in equal payments during the selected promotional period.
3.99% and 4.99% APR plans
Special terms apply to qualifying purchases charged with approved credit. The 3.99% APR plan requires 60 monthly payments equal to 1.8547% of the original special-terms balance. The 4.99% APR plan requires 60 monthly payments equal to 1.9001% of the original special-terms balance. The advertised terms assume payments are made on the due date, no other balance is carried, and no additional charges are added. Account activity or rounding may change the number of payments or final payment.
Terms that apply to every option
The selected special-terms APR continues until all qualifying purchases are paid in full. The APR for Purchases applies to certain fees, such as a late payment fee, and to other transactions. For new accounts, the APR for Purchases is 28.99%. If interest is charged in any billing cycle, the minimum interest charge is $1.00. This information is accurate as of July 25, 2026 and is subject to change. For current information, call Wells Fargo at 1-800-431-5921. Special financing terms are subject to change without notice.
Monthly payments are based on the qualifying purchase price and exclude taxes and delivery charges. Other transactions may affect the monthly payment. Credit purchases are subject to credit approval. Ask for details.
Common Questions
Financing FAQ
Not Ready to Apply?
Let's Talk First
Still shopping, or want the complete installed price before applying? Tell us what you're considering. We'll help narrow the product and price range, then point you to Wells Fargo when you're ready.
Prefer to talk? Call Tyler: (903) 561-7565 or Longview: (903) 238-8021