Make It Affordable
Financing That Fits Your Budget
Every night you wait is another night of bad sleep, sore muscles, and stress you didn't have to carry. We offer flexible financing so you can start feeling better today — with monthly payments that fit your life. A hot tub isn't an expense. It's an investment in your health, your home, and your family's quality of life.
Example Monthly Payments
Find Your Price Range
Every budget has a match. Here's what monthly payments can look like across our product lines.
Freeflow Spas
$90
/month
Quality hot tubs at an unbeatable value
20% down, 0% APR / 72 mo · With approved credit
Hot Spot Collection
$136
/month
Reliable Hot Spring performance, simplified
20% down, 0% APR / 72 mo · With approved credit
Highlife Collection
$211
/month
Premium features, legendary craftsmanship
20% down, 0% APR / 72 mo · With approved credit
Swim Spas
$392
/month
A pool, gym, and hot tub in one
0% APR / 72 mo · With approved credit
Payment examples are estimates for illustrative purposes only, based on 0% APR for 72 months with 20% down through Wells Fargo, with approved credit. Hot tub prices include delivery, installation, cover, steps, and start-up chemicals. Actual payments depend on credit approval, term length, and down payment. See store for details.
Simple Process
How It Works
Choose Your Product
Browse our showroom or website to find the hot tub, swim spa, or sauna that's right for you.
Quick Application
Fill out a short application — it takes just a few minutes. Most customers get an instant response.
Enjoy Your Investment
We handle delivery and setup. You start soaking — and paying it off at a pace that works for you.
Three Ways to Finance
Pick the Lender That Fits You
Every customer is different. We partner with three lenders so the right option is always available. Start with the one that fits your credit, and we'll help you find the next step if the answer is no.
Primary
Good to excellent credit
Wells Fargo
0% APR for 72 months
Our primary financing partner, and the anchor of the Clearance Event. True zero-interest financing for 72 months with equal monthly payments — not deferred interest. Shorter no-interest promotions are available too.
- 0% APR for 72 months — true zero interest, equal payments
- No interest if paid in full in 6, 12, or 18 months
- Instant decision on most applications
Wells Fargo Bank, N.A. is the issuing lender. Subject to credit approval.
Important: How “No Interest If Paid in Full” Really Works
Wells Fargo's 6, 12, and 18-month promotions are “deferred interest” offers, not true 0% loans. If you pay the balance in full by the promotional end date, you pay zero interest. If any balance remains when the promo ends, Wells Fargo charges interest retroactively from the purchase date at the regular APR (around 25.99%).
If you'd rather have a predictable monthly payment with no surprise interest, ask us about Wells Fargo's 0% APR plan for 72 months — true zero interest with the same equal payment every month, no retroactive interest. With approved credit.
Why Finance With Us
Built Around You
Quick Approval Process
Most applications receive a decision within minutes — not days.
Competitive Rates
We work with top lenders to offer rates that fit your budget.
Flexible Terms
Choose from 36 to 84 months to find a payment that works for you.
No Prepayment Penalties
Pay off your balance early anytime with zero extra fees.
Low Down Payment Options
Get started with less upfront so you can enjoy your spa sooner.
Apply from Home or In-Store
Start the process online or let us walk you through it at either showroom.
Common Questions
Financing FAQ
Not Ready to Apply?
Let's Talk First
Still shopping, or want to walk through the numbers before applying? Tell us what you're thinking and we'll follow up with options tailored to your budget. This is not a credit application — no score impact, no commitment.
Prefer to talk? Call Tyler: (903) 561-7565 or Longview: (903) 238-8021